Brian Nordyke and John Rodgers demonstrate how ‘flow’ platforms drive growth in commercial lines in this Insurance Thought Leadership article.
In the commercial insurance industry, business can be segmented into two distinct archetypes – complex and flow – which require different methodologies for underwriting and processing insurance policies. As middle market business becomes increasingly consolidated in the broker space and sought after in the large carrier space, approaching each risk across the complexity spectrum with the appropriate operating model will be critical to competing effectively and maintaining a healthy expense ratio. Getting this right will be a ticket to growth.
